The Government of India is giving ₹78,000 directly to your bank account for installing rooftop solar. Here's the complete step-by-step guide to claiming your subsidy in Maharashtra.
PM Surya Ghar Muft Bijli Yojana is a flagship scheme launched by Prime Minister Narendra Modi in February 2024 with a budget of ₹75,000 crore. The scheme aims to install rooftop solar on 1 crore Indian households and provide 300 units of free electricity per month.
For Maharashtra households, including all Raigad district consumers, the scheme offers a Direct Benefit Transfer (DBT) subsidy directly to the applicant's bank account after solar installation and MSEDCL commissioning.
| System Capacity | Central Subsidy | Eligible Households |
|---|---|---|
| Up to 2 kW | ₹30,000 (₹15,000/kW) | Small homes, 1–2 BHK |
| 2 kW to 3 kW | ₹60,000 | Medium homes, 2–3 BHK |
| Above 3 kW | ₹78,000 (maximum cap) | Large homes, bungalows, villas |
Note: Maharashtra state government may offer additional state subsidy on top of the central subsidy. Check with Swara Solar for the latest combined subsidy amount.
Visit pmsuryaghar.gov.in and click on "Apply for Rooftop Solar." Register using your MSEDCL consumer number and mobile number. You'll receive an OTP for verification. If you use Swara Solar, we handle this step on your behalf at no cost.
Fill in the application form with your details, roof area, and proposed system size. MSEDCL will review your application and issue a feasibility approval within 7–15 working days. The feasibility approval grants permission to proceed with installation.
You must choose an MNRE-empanelled vendor from the PM Surya Ghar portal's registered vendor list. Swara Solar is an MNRE-empanelled vendor registered in Raigad, Maharashtra. Selecting a non-empanelled vendor will disqualify your subsidy application.
After feasibility approval, the empanelled vendor installs the solar system. Only MNRE-approved panels and inverters can be used. Installation must be completed within the timeline specified in the feasibility approval (typically 60–90 days).
MSEDCL installs a bi-directional net meter and conducts a technical inspection of the installed solar system. The vendor (Swara Solar) must be present during inspection. MSEDCL issues a commissioning certificate after successful inspection.
The vendor uploads the net meter number, commissioning certificate, installation photographs, and system details on the PM Surya Ghar portal. The subsidy claim is formally submitted at this stage.
After verification by MNRE, the subsidy amount is credited directly to your registered bank account via DBT (Direct Benefit Transfer) within 30–60 days of commissioning certificate upload. No middleman, no cash—direct government to bank transfer.
You don't have to choose—you can use both! Many Raigad customers use the PM Surya Ghar subsidy (₹78,000) combined with a solar loan (SBI Solar Loan, Bank of Maharashtra) to finance their system with minimal upfront cost. For example, for a 3kW system costing ₹1,17,000 net (after subsidy), taking a ₹1 lakh solar loan at 7.5% for 5 years results in an EMI of ~₹2,000/month—less than most people's current electricity bill!
The PM Surya Ghar Muft Bijli Yojana has a budget of ₹75,000 crore targeting 1 crore households. As of December 2024, applications are actively being processed across Maharashtra. We strongly recommend applying now rather than waiting, as the scheme is allocated on a first-come-first-served basis and subsidy quotas may be exhausted in popular districts.
Swara Solar offers complete PM Surya Ghar subsidy application service at zero cost for all our Raigad customers. Our dedicated subsidy team handles:
This end-to-end subsidy service is included free with every Swara Solar installation in Raigad. Contact us today to start your application.
Swara Solar processes your PM Surya Ghar application completely free of charge for all Raigad customers.
Start Application → 📞 +91 9869759132Check all boxes → Ready to apply!